Investing

  𝗬𝗼𝘂 𝗺𝗮𝘆 𝗵𝗮𝘃𝗲 𝗵𝗲𝗮𝗿𝗱 𝗮 𝗹𝗼𝘁 𝗮𝗯𝗼𝘂𝘁 𝗺𝘂𝘁𝘂𝗮𝗹 𝗳𝘂𝗻𝗱𝘀 𝗮𝗻𝗱 𝗵𝗼𝘄 𝘁𝗵𝗲𝘆’𝗿𝗲 𝘀𝗼 ‘𝘀𝗮𝗵𝗶.’ 𝗕𝘂𝘁 𝘄𝗵𝗮𝘁 𝗮𝗯𝗼𝘂𝘁 𝗘𝗧𝗙𝘀? ETFs aren’t half as talked about. In fact, if you compare the search trends of mutual funds with ETFs, you would notice that ETFs are nowhere near mutual funds in terms of public interest. While both investment avenues are widely used for building wealth, understanding the key difference between the two is crucial to knowing which one suits you better. 𝗠𝘂𝘁𝘂𝗮𝗹 𝗙𝘂𝗻𝗱𝘀: 𝗧𝗵𝗲 𝗢𝗚 𝗔𝘀𝘀𝗲𝘁 𝗕𝗮𝘀𝗸𝗲𝘁 Management Style: Mutual Funds are actively managed by professional fund managers seeking to outperform the market benchmark. Trading: Orders are placed after market hours at the Net Asset Value (NAV), which is the ‘per share’ value of a mutual fund unit. Investment Choice: From broad market funds to sector-specific or even debt-based options, mutual funds have a huge variety, which allows for targeted divers...

What is the 15-15-15 rule in Mutual Funds? ICICIdirect Research Desk  06 May 2024 When you invest in a mutual fund, you must have a goal in place - how much return to expect on investments, and by investing X amount every month - how much corpus you will generate in Y years. Once you have the clarity - your mutual fund investing journey becomes easier. One of the ways to have this done is through the 15-15-15 rule. In this article, we discuss the 15-15-15 rule for mutual funds.  Meaning of the 15-15-15 rule in Mutual Funds The 15-15-15 rule for mutual fund investing has three parts to it: The Investment: You should invest Rs 15,000 per month The Tenure: The total of your investment should be 15 years. It means that you will invest Rs 15,000 every month for the next 15 years. The Return: Your expected returns on your investment should be 15% If you can take care of investment and tenure and your portfolio generates a return of 15% in this duration, you will end up with more tha...

Godrej Family Announces Split after 127 years ICICIdirect Research Desk 24 May 2024 The Godrej family is in the news - the group is splitting after 127 years. If you want to know the split details and the potential impact on your holding companies of Godrej group - this is the article for you. About Godrej Group The Godrej Group is a prominent Indian multinational conglomerate headquartered in Mumbai. Established in 1897 by Ardeshir Godrej and Pirojsha Burjorji Godrej, the group has since diversified into various sectors, playing a major role in shaping India's economic landscape for over 125 years. Here are the different business verticals of the Godrej group: Consumer Goods: This is the largest business segment of the Godrej Group, encompassing a wide range of household products under iconic brands like Godrej Appliances, Godrej Interio, Godrej Security, Godrej Air Products, Godrej Consumer Products, and more. Real Estate: Godrej Properties is a leading player in the Indian real ...

 What are Commodity Mutual Funds and how do you invest in them? When it comes to different asset classes for investments, commodity investments are not on most lists, especially in India. We have said this often: investors should know every investment option available. In this article, we look at commodity mutual funds, and if you think they match your investment goals, we will also tell you how to invest in them. What are commodity funds? We will start with the basics: What is a commodity? A commodity is a basic good or raw material that's traded on exchanges. These commodities are not manufactured but extracted or harvested from nature. Commodities are essential for various industries and our daily lives. Examples include oil (energy), gold (jewelry, electronics), wheat (food), and cotton (clothing). Now that you know commodities, understanding commodity funds is super simple. It is a type of mutual fund that invests primarily in commodities, which are raw materials or primary ag...

 Iceberg orders are large single orders that have been divided into smaller limit orders, usually through the use of an automated program, for the purpose of hiding the actual order quantity. The term "iceberg" comes from the fact that the visible lots are just the "tip of the iceberg" given the greater number of limit orders ready to be placed. They are also sometimes referred to as reserve orders. Iceberg orders are mainly used by institutional investors to buy and sell large amounts of securities for their portfolios without tipping off the market. Only a small portion of their entire order is visible on order books at any given time. By masking large order sizes, an iceberg order reduces the price movements caused by substantial changes in a stock's supply and demand. For example, a large institutional investor may want to avoid placing a large sell order that could cause panic. A series of smaller limit sell orders may be more palatable and disguise the ext...

  Skip to Main Content Home   Knowledge Center Why should Millennials look at ELSS? Why should Millennials look at ELSS? Millennials are a very important demographic segment in India, constituting nearly half of our workforce. Growing up in post liberalization lifestyle and spending habits of millennials are different compared to previous generations. The data from Registrars and Transfer agents (RTAs) show that around 47% of new mutual fund investors in FY 2018 -19 were millennials. One of the important financial goals for millennials is tax saving and Mutual Fund Equity Linked Savings Schemes (ELSS) can be one of the best tax saving investment options for millennials. Why is tax planning important for millennials? Most millennials are in the early stages of their careers., millennials can save up to Rs 46,800* in taxes every year by investing up to Rs 1.50 lakhs in specified schemes under Section 80C of the Income Tax Act 1961. This is a significant amount of savings in the ...

 NRI MUTUAL FUND INVESTMENTS - HOW CAN NRIS INVEST IN MUTUAL FUNDS? Career-oriented higher education, a well-paid job, and a social culture that accepts diversity are some reasons why Indians prefer to leave their home country to become NRIs (Non-Resident Indians). A report confirms that there are 1.3 crore NRIs and 3.2 crore OIs (Overseas Citizens of India). Unsurprisingly, most of them dream of staying connected to their home country. If you are also an NRI with dependents in India, do you want to build this connection through mutual fund investments? There is a common misconception that NRIs cannot invest in mutual funds in India, which is not valid. If this question has been bothering you, you need to know the truth to start making NRI mutual fund investments. CAN NRIS INVEST IN MUTUAL FUNDS IN INDIA? NRIs can invest in mutual fund schemes in India if they follow the rules defined under the Foreign Exchange Management Act (FEMA). You should also know that some Asset Management ...